Finance in Korean: Essential vocabulary for investing in the Korean market

If you are interested in investments, personal finance, or the financial market of South Korea, it is important to have a basic understanding of financial vocabulary in the Korean language. In this article, we list a series of Korean words related to the financial niche of Korea. These words are essential for understanding financial news, investment reports, and documents related to the Korean financial market.

Financial vocabulary is essential for those working in the financial industry, as well as for those studying finance or accounting. This list covers several sub-topics within the financial niche, including accounting, investments, banking, personal finance, financial markets, and financial statements.

Each sub-topic is accompanied by a list of words and phrases in Korean that are commonly used in their respective area.

We hope this list helps those studying or working in the financial field in Korean, as well as those who are just starting to learn the language and want to expand their vocabulary.

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Accounting in Korean

Accounting is an essential area for the financial management of a company. It involves the organization and recording of financial transactions, the creation of financial reports, and the provision of useful information for financial decision-making.

The list of vocabulary in Korean related to accounting includes important keywords used in daily accounting.

• 회계 (hoe-gye) – Accounting
• 재무 (jae-mu) – Finance
• 자산 (ja-san) – Assets
• 부채 (bu-chae) – Liabilities
• 순자산 (sun-ja-san) – Net worth
• 수익 (su-ig) – Revenue
• 비용 (bi-yong) – Expense
• 이익 (i-ig) – Profit
• 손실 (son-sil) – Loss
• 재고 (jae-go) – Inventory
• 자본 (ja-bon) – Capital
• 부채비율 (bu-chae-bi-yul) – Debt ratio
• 차입금 (cha-ib-geum) – Loan
• 상환 (sang-hwan) – Debt repayment
• 세금 (se-geum) – Tax
• 회계기록 (hoe-gye-gi-rok) – Accounting record
• 원가 (won-ga) – Cost
• 계정 (gye-jeong) – Account
• 재무제표 (jae-mu-je-pyo) – Financial statement
• 지출 (ji-chul) – Expense (spending)
• 채권 (chae-gwon) – Debt security (bond)
• 지분 (ji-bun) – Equity
• 자산회전율 (ja-san-hoe-jeon-yul) – Asset turnover ratio
• 금융비율 (geum-yung-bi-yul) – Financial ratio
• 주식 (ju-sik) – Stock (in a company)

Investments in Korean

Investments are an important part of personal and business financial planning. The goal of investing is to achieve long-term financial returns.

The list of vocabulary in Korean related to investments includes words used in portfolio management, risk analysis, and investment decision-making.

• 투자 (tu-ja) – Investment
• 주식 (ju-sik) – Stock (in a company)
• 증권 (jeung-gwon) – Securities
• 포트폴리오 (poteu-polio) – Portfolio
• 배당 (baedang) – Dividends
• 주식시장 (ju-sik-sijang) – Stock market
• 증시 (jeung-si) – Stock market
• 주가 (ju-ga) – Stock price
• 주가지수 (ju-ga-ji-su) – Stock price index
• 펀드 (peon-deu) – Investment fund
• 투자수익률 (tu-ja-su-ig-ryul) – Investment return rate
• 리스크 (ri-seu-keu) – Risk
• 적자 (jeok-ja) – Loss
• 투자자산 (tu-ja-ja-san) – Investment assets
• 증거금 (jeung-geo-geum) – Margin
• 레버리지 (le-beo-ri-ji) – Leverage
• 거래비용 (geo-rae-bi-yong) – Transaction cost
• 수익률 (su-ig-ryul) – Return rate
• 자금 (ja-geum) – Capital
• 가치평가 (ga-chi-pyeong-ga) – Valuation
• 투자전략 (tu-ja-jeon-raeg) – Investment strategy
• 주식매수 (ju-sik-mae-su) – Stock purchase
• 주식매도 (ju-sik-mae-do) – Stock sale

Banks and Personal Finance in Korean

Banks and personal finance are important areas of personal financial management. They involve managing bank accounts, loans, investments, budgets, and other financial aspects of daily life.

The list of vocabulary in Korean related to banks and personal finance includes important words used in personal and banking financial management.

• 은행 (eunhaeng) – Bank
• 계좌 (gye-jwa) – Bank account
• 예금 (ye-geum) – Deposit
• 대출 (dae-chul) – Loan
• 이자 (i-ja) – Interest
• 상환 (sang-hwan) – Debt repayment
• 금리 (geum-ri) – Interest rate
• 보험 (bo-heom) – Insurance
• 보험료 (bo-heom-ryo) – Insurance premium
• 적금 (jeok-geum) – Savings
• 신용카드 (sin-yong-ka-deu) – Credit card
• 현금카드 (hyeon-geum-ka-deu) – Debit card
• 이체 (i-che) – Money transfer
• 환전 (hwan-jeon) – Currency exchange
• 자산 (ja-san) – Assets
• 부채 (bu-chae) – Liabilities
• 수입 (su-ib) – Income
• 지출 (ji-chul) – Expense (spending)
• 예산 (ye-san) – Budget
• 저축 (jeo-chuk) – Saving (savings)
• 신용등급 (sin-yong-deung-geub) – Credit rating
• 상담 (sang-dam) – Consultation (financial advice)
• 세금 (se-geum) – Tax
• 자산관리 (ja-san-gwan-ri) – Wealth management

Financial Market in Korean

The financial market is the place where investors buy and sell securities, stocks, and other financial assets. It plays an important role in financing companies and the economy as a whole.

The list of vocabulary in Korean related to the financial market includes important keywords used in trading securities and stocks, as well as other aspects of the financial market.

• 증권 (jeung-gwon) – Securities
• 주식 (ju-sik) – Stock (in a company)
• 증시 (jeung-si) – Stock market
• 주가 (ju-ga) – Stock price
• 주가지수 (ju-ga-ji-su) – Stock price index
• 선물 (seon-mul) – Futures contract
• 옵션 (op-syeon) – Option
• 선물옵션 (seon-mul-op-syeon) – Futures and options
• 파생상품 (pa-saeng-sang-pum) – Derivatives
• 코스피 (ko-seu-pi) – KOSPI index
• 코스닥 (ko-seu-dak) – KOSDAQ index
• 외환 (oe-hwan) – Foreign exchange
• 환율 (hwan-yul) – Exchange rate
• 금융상품 (geum-yung-sang-pum) – Financial products
• 투자 (tu-ja) – Investment
• 투자자 (tu-ja-ja) – Investor
• 수익률 (su-ig-ryul) – Return rate
• 이자율 (i-ja-yul) – Interest rate
• 선물거래 (seon-mul-geo-rae) – Futures trading
• 증권거래 (jeung-gwon-geo-rae) – Securities trading
• 외환시장 (oe-hwan-si-jang) – Foreign exchange market

Financial Statements in Korean

Financial statements are accounting reports that provide information about the financial health of a company. They include a series of reports, such as the balance sheet, income statement, and cash flow statement, which are used to assess a company’s financial performance.

These reports help to understand the current financial position of the company and assist in financial decision-making. The list of vocabulary in Korean related to financial statements includes important keywords used in the preparation and analysis of these accounting reports.

• 재무제표 (jae-mu-je-pyo) – Financial statements
• 자본변동표 (ja-bon-byeon-dong-pyo) – Statement of changes in equity
• 현금흐름표 (hyeon-geum-heu-reum-pyo) – Cash flow statement
• 기타수익 (gi-ta-su-ik) – Other income
• 기타비용 (gi-ta-bi-yong) – Other expenses
• 분기 보고서 (bun-gi bo-go-seo) – Quarterly report
• 반기 보고서 (ban-gi bo-go-seo) – Semi-annual report
• 사업보고서 (sa-eop bo-go-seo) – Annual report
• 세탁화폐 (se-tak-hwa-pye) – Money laundering
• 합리적 추정 (hap-ri-jeok chu-jeong) – Reasonable estimate
• 투명성 (tu-myeong-seong) – Transparency
• 자산감소세 (ja-san-gam-so-se) – Capital gains tax
• 비용 분류 (bi-yong bun-ryu) – Expense classification
• 적정 가치 (jeok-jeong ga-chi) – Fair value
• 자산 유동성 (ja-san yu-dong-seong) – Asset liquidity
• 부채 지급 능력 (bu-chae ji-geup neung-ryeok) – Debt repayment capacity
• 유동 비율 (yu-dong bi-ryul) – Liquidity ratio
• 재고 회전율 (jae-go hoe-jeon-yul) – Inventory turnover ratio
• 자본 수익률 (ja-bon su-ik-ryul) – Return on equity
• 이익 분배 (i-ik bun-bae) – Profit distribution
• 주당 순이익 (ju-dang sun-i-ik) – Earnings per share
• 이자 지급 (i-ja ji-geup) – Interest payment