If you are interested in investments, personal finance, or the Japanese financial market, it is important to have a basic knowledge of Japanese financial vocabulary. In this article, we list a series of Japanese words related to the financial niche in Japan. These words are essential for understanding financial news, investment reports, and documents related to the Japanese financial market.
In addition, we will explore some high-search words related to finance that are frequently searched by Japanese investors and consumers. With this vocabulary guide, you will be able to improve your knowledge of finance in Japanese and feel more confident when reading and discussing financial topics with other Japanese speakers.
In this article, we will cover words related to banks, securities brokers, investments, insurance, and much more. We will also highlight words related to finance, such as loans, credit cards, cryptocurrencies, and taxes. Ready to learn a little more about finance in Japanese?
Table of Contents
Principal Japanese words about finance
- 証券会社 (Shouken gaisha) – Securities Brokerage
- 投資信託 (Toushi shintaku) – Investment Fund
- 銀行 (Ginkou) – Bank
- 金利 (Kinri) – Interest Rate
- 株式市場 (Kabushiki shijou) – Stock Market
- 為替相場 (Kawase souba) – Foreign Exchange Market
- ファイナンシャルプランナー (Fainansharu puranna) – Financial Planner
- 保険 (Hoken) – Insurance
- リスク管理 (Risuku kanri) – Risk Management
- インフレーション (Infureeshon) – Inflation
- 経済成長 (Keizai seichou) – Economic Growth
- 企業会計 (Kigyou kaikei) – Corporate Accounting
- 国際金融 (Kokusai kin’yuu) – International Finance
- 財政 (Zaisei) – Public Finance
- 貯蓄 (Chochiku) – Savings
- クレジットカード (Kurejitto kaado) – Credit Card
- 消費税 (Shouhizei) – Consumption Tax
- 住宅ローン (Jyuutaku roon) – Housing Loan
- キャッシュレス決済 (Kyasshu ressu kessai) – Cashless Payment
- 仮想通貨 (Kasou tsuuka) – Cryptocurrency

Banks and Banking Services
When it comes to banks and financial institutions in Japan, there are many important words to learn. Some of these words include 預金 (Yokin) for deposit, 融資 (Yuushi) for loan, and 金利 (Kinri) for interest rate.
With these words in your vocabulary, you will be able to communicate better with your bank or financial institution, as well as better understand the terms and conditions of their products and services. Other words are:
- 預金 (Yokin) – Bank Deposit
- 口座 (Kouza) – Bank Account
- ATM (エーティーエム, E-ti-e-mu) – ATM
- キャッシュカード (Kyasshu kaado) – Cash Card
- 通帳 (Tsuuchou) – Bankbook
- ローン (Roon) – Loan
- 金融機関 (Kinyuu kikan) – Financial Institution
- インターネットバンキング (Intaanetto bankingu) – Online Banking
- 普通預金 (Futsuu yokin) – Checking Account
- 定期預金 (Teiki yokin) – Fixed-term Deposit

Securities Brokers and Investments
When it comes to investments and financial trading in Japan, it is important to have a good understanding of the vocabulary used. Some of the most important words include 株式市場 (Kabushiki shijou) for stock market, 仲介業者 (Chuukai gyousha) for broker, and 為替相場 (Kawase souba) for exchange rate.
With these words in your vocabulary, you will be able to better understand the movements of the Japanese financial market and make more informed decisions about your investments. Other words are:
- 株 (Kabu) – Stocks
- 投資 (Toushi) – Investment
- 株式投資信託 (Kabushiki toushi shintaku) – Equity Investment Fund
- 投資信託 (Toushi shintaku) – Investment Fund
- 銘柄 (Meigara) – Stock Certificates
- 株価 (Kabuka) – Stock Price
- 業績 (Gyouseki) – Financial Performance
- 株式市場 (Kabushiki shijou) – Stock Market
- 取引 (Torihiki) – Trading
- 値動き (Nechigawari) – Price Fluctuation

Insurance and Pension in Japanese
With these words in your vocabulary, you will be able to better understand the insurance and pension options available in Japan and how they work.
- 保険 (Hoken) – Insurance
- 自動車保険 (Jidousha hoken) – Car Insurance
- 生命保険 (Seimei hoken) – Life Insurance
- 医療保険 (Iryou hoken) – Health Insurance
- 年金 (Nenkin) – Pension
- 個人年金 (Kojin nenkin) – Private Pension
- 生命保険証券 (Seimei hoken shouken) – Life Insurance Policy
- 保険料 (Hokenryou) – Insurance Premium
- 被保険者 (Hi hokensha) – Insured Person
- 保険金 (Hokenkin) – Insurance Benefit
- 公的年金 (Koutei nenkin) – Public Pension
- 企業年金 (Kigyou nenkin) – Corporate Pension
- 自動車保険 (Jidousha hoken) – Car Insurance
We recommend reading: Shakai Hoken – Social Insurance in Japan

Taxes in Japanese
Taxation in Japan can be complex and confusing for those who are not familiar with Japanese financial vocabulary.
Some important key words include 所得税 (Shotokuzei) for income tax, 消費税 (Shouhizei) for sales tax, and 税務署 (Zeimusho) for the tax office.
With these words in your vocabulary, you will be able to better understand how the Japanese tax system works and prepare adequately to pay your taxes. Other words are:
- 税金 (Zeikin) – Taxes
- 所得税 (Shotokuzei) – Income Tax
- 消費税 (Shouhizei) – Consumption Tax
- 課税所得 (Kazei shotoku) – Taxable Income
- 税務署 (Zeimusho) – Tax Office
- 納税 (Nouzei) – Tax Payment
- 源泉徴収 (Gensen choushuu) – Withholding at Source
- 税制改正 (Zeisei kaisei) – Tax Reform
- 法人税 (Houjinzei) – Corporate Income Tax

Economics and Public Finance
When it comes to Japan’s economy and public finance, it is important to be aware of specific financial vocabulary. Some of the most important words include 国内総生産 (Kokunai soushousan) for gross domestic product, 財務省 (Zaimu shou) for the Ministry of Finance, and 財政政策 (Zaisei seisaku) for fiscal policy.
With these words in your vocabulary, you will be able to better understand the economic policies of the Japanese government and how they can affect your daily life. Other words are:
- GDP (国内総生産, Kokunai soushousan) – Gross Domestic Product
- 外貨 (Gaika) – Foreign Currency
- 為替相場 (Kawase souba) – Exchange Rate
- 財政 (Zaisei) – Public Finance
- 赤字 (Akaji) – Deficit
- 黒字 (Kuroji) – Surplus
- 財務省 (Zaimu shou) – Ministry of Finance
- 財政政策 (Zaisei seisaku) – Fiscal Policy
- 中央銀行 (Chuou ginkou) – Central Bank
- 財政赤字 (Zaisei akaji) – Fiscal Deficit
Learn Japanese with Finance?
Now that you have a comprehensive list of Japanese words related to the world of finance, we hope you feel more confident when dealing with financial matters in Japan.
Learning these key words can help you better understand Japanese financial vocabulary and allow you to communicate more effectively with professionals in the financial and banking sectors.
If you are planning to invest, trade, open a bank account, request a loan, pay your taxes, or even consider insurance and pension options in Japan, these words will be useful. Be sure to study them carefully and practice your pronunciation to feel more confident when using them.
We hope this list of key Japanese words is useful and that you can apply them in your financial life. Good luck! If you want to learn more Japanese, we recommend getting to know our course.


Leave a Reply