Credit Card in Japan: Is It Allowed? Benefits and Tips

The credit card is undoubtedly one of the best friends of the Brazilian consumer, but is it possible that on the other side of the world, in Japan, is the figure similar? Let's find out.

The Japanese are known, among other characteristics, for their intelligence, technologies and development. 

Of course, when thinking about the Japan, also comes to mind its beautiful temples and stories of brave samurai and beautiful geisha. 

It is a place where modernity and tradition balance in a synergism seen in few other places around the world. 


This contrast between the modern and the ancient is also present in the Japanese use of money. 

In the West, we are very used to using payment methods without using cash such as credit card.

Could it be that Japan, one of the most westernized countries in Asia, is also like that?

Paying bills in Japan: tradition and modernity

As we said, Japan is a land where modernity and tradition come together in a fine balance in different spheres of culture and customs, including with regard to the use of money. 

The official Japanese currency is the yen, which has been in force since the 19th century, going through wars, economic crises, environmental disasters and everything that can shake a country's currency. 

Therefore, for the people, money in kind, the paper currency itself, is part of a long tradition and national identity.


That's not to say there aren't other payment methods, of course. 

After all, we are talking about a modern country that has the third largest economy in the world. 

Prepaid card

Is it allowed to use a credit card in Japan?

Using a credit card in Japan is allowed, but it is not the most accepted form of payment in the country. 


On the doors and windows of establishments that accept cards, it is possible to see the flags that each establishment receives.

The best known card brands are also the most common in Japanese establishments. 

If you don't have a card and are thinking of going to Japan, look for one with an internationally accepted flag. 

The specialists of easy-to-approve card portal they provide information on the cards that offer the greatest chance of approval and the advantages and disadvantages of each. 

Check this information out before deciding. 

What is the most accepted payment method in Japan?

In Japan, the most accepted method of payment is cash.

Many Japanese establishments have self-service machines, which are widely used by locals, but also by tourists.

They offer convenient, fast and cheap meals, but they only accept cash, paper or currency. 


Many tourist attractions such as temples also accept cash only. No credit card.

Establishments that accept cards are usually large stores and restaurants with waiter service, which have a larger structure.

Why doesn't the yen have cents? Is it devalued?

Should I take my credit card to Japan?

If you are already deciding not to take your credit card on your trip through Japan, calm down, don't put the cart before the horse. 


Because we said that the Japanese prefer to receive cash, this does not mean that the card does not exist in the country. 

Especially if you are in large cities, credit card is a widely accepted form of payment. 

Not being able to swipe everything on the card, on the one hand, is good for controlling expenses.

The easy-to-approve card portal reminds you that the total card bill must not exceed 30% of what you earn. 


From that, one can be entering a financial trap.

On the other hand, the card continues to be the safest form of payments abroad and at home, as it avoids the chances of theft. 

Point card - get to know japan's point cards

Is it worth using a credit card in Japan?

The main reason for using a credit card in Japan is security. 


Being in possession of a lot of cash while on the street can make you an easy target for thieves and malicious people. 

The biggest disadvantage of using the card abroad, however, is the infamous IOF

However, now that the price of purchases is converted when the card is swiped and not when the invoice is closed, the user is less subject to currency fluctuations. 

This allows you to have greater control over how much you are actually spending on the card and do the math to know whether or not it is worth using this payment method for a particular purchase. 

The most important thing to remember is that the bill always arrives and needs to be paid. 

As the easy-to-approve card portal well reminds you, you won't want to tarnish your precious credit history with debt you can't pay.

Even if you use your card for one-off purchases, Japan is a destination where you need to take a reasonable amount of cash. 

This doesn't mean going out on the streets of Tokyo with a fanny pack full of cash.

Ideally, if you have a safe in the Hotel, leave most of your money there and leave with only what you need for the day.

- credit card in japan: is it allowed? Benefits and Tips
Credit card in Japan: Is it allowed? Benefits and Tips

enjoy your trip

Now that you know how payments work in Japan, you can plan your trip more calmly. 

In the Land of the Rising Sun, modern customs meet and sometimes even clash with tradition. 

The yen has been Japan's official currency for over two centuries, which makes its cultural strength extremely powerful. 

Perhaps this is one of the reasons why so many places, from tourist attractions to businesses, in Japan, have not surrendered to the modern trends of mostly card payments. 

Of course, this does not mean that the world's second largest economy does not accept cards in its territory at all.

It just means that two payment methods coexist in a much greater balance than in other societies, not only Western but also Eastern.

THE China, for example, hardly uses the card anymore. 

Most of the Asian giant's payments are made through QR codes and electronic wallets via mobile phones. 

Japan remains with its tradition even in the use of money. 

It's another aspect to enjoy on your trip to the other side of the world.

Good trip!