The Meaning of haraikomu [払い込む] In Japanese

払い込む
はらいこむ
Romaji: haraikomu N3

What does 払い込む mean?

Translation and Meaning

to pay in, to deposit funds

Definition

It means to pay in, i.e., to remit money or deposit funds into a recipient’s account or form of payment. The action is financial and formal, typically used in banking, bill payments, and organizational dues.

Type

verb (動詞), transitive

Stroke Order

Meanings

  • Deposit funds into an account or recipient by transferring money rather than paying with cash
  • Contribute money to a group, fund, or membership, settling a shared expense
  • Indicate the completion of a payment in financial documents and banking contexts

Etymology

払い derives from the noun form of 払う meaning to pay, with 込む meaning to insert or push into; together they form a native Japanese verb meaning to push a payment into a recipient or system.

Composition

  • 払い: noun form of 払う meaning to pay
  • 込む: kanji indicating ‘to enter/insert’ used as a verbal suffix here to express the action of inserting funds into a recipient or account

Usage

Used in formal and semi-formal financial contexts as a transitive verb that takes a direct object (what is paid) and a destination (where the payment goes). Common in banking, invoices, and dues processing; less common in casual speech compared to simpler verbs like 払う or 支払う.
💡 Tips
Mnemonic: think of a wallet sliding money into a slot —払い signals payment, 込む signals insertion; together they visualize depositing funds as a completed payment.

Variations

  • 振り込む (furikomu) — transferring money into an account
  • 支払う (shiharau) — to pay (general)
  • 入金する (nyūkin suru) — to deposit funds

Example Phrases

  • 私は 毎月、 銀行口座へ 家賃を 払い込む。
    Watashi wa maigetsu, ginkou kouza e yachin o haraikomu.
    I deposit the rent into my bank account every month.
    Lista:
    • 私は (watashi wa) – I
    • 毎月 (maigetsu) – every month
    • 銀行口座へ (ginkou kouza e) – to the bank account
    • 家賃を (yachin o) – rent
    • 払い込む (haraikomu) – pay in / deposit
    The core point is the verb 「払い込む」 meaning ‘to pay in / deposit money into an account’ here used with 家賃 and 銀行口座.
払い込む